Insurance & Billing
Transparent Dermatology Care
At Lux Dermatology Hair & Skin Institute, we believe exceptional care should also be straightforward and transparent. We are committed to helping patients understand their coverage, benefits, and treatment costs before their visit whenever possible.
Insurance Plans
We currently accept select insurance plans and are actively expanding our network participation.
Currently Accepted / Participating
Medicare
Aetna
Cigna
TRICARE — select plans may include out-of-network benefits
Additional Plans
Florida Blue — pending participation
United Healthcare — pending participation
Humana — pending participation
Cigna Baycare — pending participation
Because insurance networks and plans vary, we recommend contacting our office prior to your appointment to verify coverage and benefits.
Out-of-Network Benefits
Even if we are not in-network with your insurance plan, many patients still have out-of-network coverage available.
Depending on your plan, you may still receive reimbursement for medically necessary dermatology services.
Our team can help provide:
Superbills upon request
Diagnosis and procedure codes
Documentation needed for reimbursement submission
Self-Pay Pricing
For patients without insurance coverage or those seeking direct-care services, we offer transparent self-pay pricing.
New Patient Medical Visit $200
Follow-Up Medical Visit $125
Cosmetic Consultation $100. May be applied toward treatment if performed that day
Additional procedures, biopsies, cosmetic treatments, and medications are priced separately.
Cosmetic Treatments & Insurance
Cosmetic treatments are not covered by insurance plans.
Examples may include:
Botox / Dysport
Dermal fillers
Microneedling
PRP hair restoration
Chemical peels
Laser treatments
If a concern is considered medically necessary, portions of treatment or evaluation may qualify for insurance coverage depending on your plan.
Hair Loss Coverage
Insurance coverage for hair loss evaluations varies depending on the diagnosis and treatment plan.
Medical management of hair loss conditions may qualify for insurance coverage, while cosmetic or regenerative treatments such as PRP, compounded growth serums, and certain procedures are typically self-pay.
Our team will discuss all costs and treatment options with you before proceeding.
Payment Options
We accept:
Major credit cards
HSA/FSA cards for eligible medical services
Debit cards
Cash
Financing options may be available for select cosmetic treatments.
Important Billing Information
Copays, deductibles, and coinsurance are due at the time of service.
Insurance coverage cannot be guaranteed prior to claim processing.
Patients are responsible for any balances not covered by insurance.
Cosmetic services require payment at the time of treatment.
Questions About Coverage?
Our team is happy to help answer questions regarding insurance participation, billing, or self-pay options prior to your visit.
Call us or request an appointment online to learn more.