Insurance & Self Pay

Transparent Dermatology Care

At Lux Dermatology Hair & Skin Institute, we believe exceptional care should also be straightforward and transparent. We are committed to helping patients understand their coverage, benefits, and treatment costs before their visit whenever possible.

Insurance Plans

We currently accept select insurance plans and are actively expanding our network participation.

Currently Accepted / Participating

  • Medicare

  • Aetna

  • Cigna

  • Tricare

Because insurance networks and plans vary, we recommend contacting our office prior to your appointment to verify coverage and benefits.

Out-of-Network Benefits

Even if we are not in-network with your insurance plan, many patients still have out-of-network coverage available.

Depending on your plan, you may still receive reimbursement for medically necessary dermatology services.

Our team can help provide:

  • Superbills upon request

  • Diagnosis and procedure codes

  • Documentation needed for reimbursement submission

Self-Pay Pricing

For patients without insurance coverage or those seeking direct-care services, we offer transparent self-pay pricing.

Medical Dermatology Visits
New Patient Medical Visit — $200
Follow-Up Medical Visit — $125

Hair Loss Visits
New Patient Hair Loss Visit — $250
Hair Loss Follow-Up Visit — $175

Cosmetic Consultation
Cosmetic Consultation — $100

The cosmetic consultation fee may be applied toward a cosmetic treatment performed on the same day. If treatment is scheduled for a future date, the consultation fee is not applied toward the future treatment.

Common In-Office Procedures
Shave Biopsy — $150
Punch Biopsy — $200
Additional Biopsy, Same Visit — $100 each
Intralesional Kenalog Injection — $75
Cryotherapy, 1–5 Lesions — $100
Cryotherapy, 6–15 Lesions — $150
Cyst Injection — $100
Acne Injection — $75
Nail Clipping / Fungal Testing — $75
KOH / Microscopy — $75

Other Procedures
Surgical excisions and other procedures vary based on the size, location, number of lesions, and complexity of treatment. Pricing will be discussed prior to treatment.

Biopsy & Pathology Fees

Biopsy pricing covers the procedure performed at Lux Dermatology and does not include laboratory or pathology interpretation fees. Biopsy specimens are sent to an outside pathology laboratory for evaluation. The pathology laboratory may bill you or your insurance separately for its services. Pathology charges are determined by the outside laboratory and are not controlled by Lux Dermatology.

Please note: Office visit fees do not include procedures, laboratory testing, pathology services, medications, or cosmetic treatments. These services may result in additional charges.

Cosmetic Treatments & Insurance

Cosmetic treatments are not covered by insurance plans.

Examples may include:

  • Botox / Dysport

  • Dermal fillers

  • Microneedling

  • PRP hair restoration

  • Chemical peels

  • Laser treatments

If a concern is considered medically necessary, portions of treatment or evaluation may qualify for insurance coverage depending on your plan.

Hair Loss Coverage

Insurance coverage for hair loss evaluations varies depending on the diagnosis and treatment plan.

Medical management of hair loss conditions may qualify for insurance coverage, while cosmetic or regenerative treatments such as PRP, compounded growth serums, and certain procedures are typically self-pay.

Our team will discuss all costs and treatment options with you before proceeding.

Payment Options

We accept:

  • Major credit cards

  • HSA/FSA cards for eligible medical services

  • Debit cards

  • Cash

Financing options may be available for select cosmetic treatments.

Important Billing Information

  • Copays, deductibles, and coinsurance are due at the time of service.

  • Insurance coverage cannot be guaranteed prior to claim processing.

  • Patients are responsible for any balances not covered by insurance.

  • Cosmetic services require payment at the time of treatment.

Questions About Coverage?

Our team is happy to help answer questions regarding insurance participation, billing, or self-pay options prior to your visit.

Call us or request an appointment online to learn more.